TERMS OF SERVICE

Last Updated: June 12, 2025

These Terms of Service ("Terms") govern access to and use of the software-as-a-service products and related services provided by ETA Services LTD, a Belize limited liability company ("ETA," "we," "us," or "our"). Our products include, without limitation, PayPath, NoticeFlow, and Port Connect, along with any related websites, applications, APIs, integrations, documentation, and support services (collectively, the "Services").

By accessing or using the Services, you agree to be bound by these Terms. If you are using the Services on behalf of a business or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.


1. Eligibility and Business Use Only

The Services are intended solely for use by businesses and their authorized users. You must be at least eighteen (18) years of age and have the legal capacity to enter into a binding agreement. You represent that your use of the Services is for lawful business purposes only.


2. Scope of Services

ETA provides cloud-based software tools designed to assist businesses with operational workflows, notifications, data handling, integrations, and related business processes. The Services may evolve over time, and we reserve the right to modify, enhance, suspend, or discontinue any feature or functionality at any time.

ETA is not a bank, money transmitter, payment processor, financial institution, fiduciary, or escrow agent. Any financial-related features are provided solely as software tools and do not constitute regulated financial services.


3. Account Registration and Security

You are responsible for maintaining the confidentiality of your account credentials, including usernames, passwords, and API keys. You agree to:

You are solely responsible for all activity that occurs under your account, whether authorized or unauthorized.


4. API Keys and Third-Party Integrations

Certain Services may provide API keys or credentials to enable integration with third-party platforms, service providers, or systems. You acknowledge and agree that:


5. Data Collection, Use, and Protection

5.1 Data We Collect

The Services may collect, process, store, and transmit various categories of data, including but not limited to:

5.2 Data Protection

ETA implements commercially reasonable administrative, technical, and organizational safeguards designed to protect data against unauthorized access, disclosure, alteration, or destruction. However, no system is completely secure, and you acknowledge that data transmission over the internet carries inherent risks.

5.3 International and European Data Considerations

While ETA is not directly subject to European Union regulations such as the General Data Protection Regulation (GDPR), we endeavor to follow generally accepted data protection principles, including lawful processing, data minimization, and reasonable security measures, where applicable. Use of the Services does not constitute a representation or warranty of GDPR compliance.


6. Customer Responsibilities

You agree that you are solely responsible for:

ETA does not monitor or validate the content of customer data and disclaims all responsibility for such data.


7. Fees, Billing, and Taxes

7.1 Pricing

Pricing for the Services is subject to change at any time. Updated pricing will apply prospectively. Continued use of the Services after a pricing change constitutes acceptance of the new pricing.

7.2 Subscription Terms and Auto-Renewal

Unless otherwise stated in writing, the Services are provided on a subscription basis that automatically renews on the first (1st) day of each calendar month. To avoid renewal charges for the upcoming month, you must submit a cancellation request no later than the fifteenth (15th) day of the current month. Cancellations submitted after the 15th will take effect for the following renewal cycle.

Cancellation of a subscription does not retroactively eliminate or refund any fees already incurred.

7.3 Usage-Based, Per-Record, and Transaction Fees

All fees based on usage, per-record processing, transactions, messages, API calls, or similar activity remain fully payable regardless of subscription cancellation timing. Any charges incurred prior to the effective cancellation date, or resulting from activity occurring before account termination, shall remain due and payable in full.

7.4 Payment Terms

Invoices are due as stated on the invoice. Past due balances shall accrue interest at a rate of 1% per month, or the maximum rate permitted by law, whichever is lower.

7.5 Collection Costs

You agree to pay all reasonable costs of collection, including attorneys' fees, court costs, and collection agency fees, incurred by ETA in connection with overdue accounts.

7.6 Taxes

Fees do not include taxes, duties, or government assessments. You are responsible for all applicable taxes associated with your use of the Services.


8. Best Effort Services; No Guarantees

The Services are provided on a best effort basis. ETA does not guarantee uninterrupted availability, error-free operation, or specific results. System outages, maintenance, and technical issues may occur.


9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, ETA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.


10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ETA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, BUSINESS INTERRUPTION, LOSS OF GOODWILL, SYSTEM FAILURES, SECURITY BREACHES, OR COSTS OF SUBSTITUTE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WITHOUT LIMITING THE FOREGOING, ETA SHALL HAVE NO LIABILITY FOR:

ETA'S TOTAL AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNTS ACTUALLY PAID BY YOU TO ETA IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.


11. Indemnification and Hold Harmless

You agree to indemnify, defend, and hold harmless ETA, its directors, officers, employees, and agents from and against any claims, damages, liabilities, losses, and expenses (including attorneys' fees) arising out of or related to:


12. Suspension and Termination

ETA reserves the right to suspend or terminate access to the Services at any time for violation of these Terms, non-payment, security risks, or legal requirements. Upon termination, all outstanding fees become immediately due.


13. Changes to These Terms

ETA may update these Terms from time to time. The "Last Updated" date reflects the most recent changes. You are responsible for reviewing the Terms periodically. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.


14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Belize, Central America, without regard to conflict of law principles. You agree that any legal action or proceeding shall be brought exclusively in the courts of Belize.


15. Force Majeure

ETA shall not be liable for delays or failures due to events beyond its reasonable control, including acts of God, natural disasters, labor disputes, internet failures, or governmental actions.


16. Assignment

You may not assign or transfer these Terms without ETA's prior written consent. ETA may assign these Terms in connection with a merger, acquisition, or sale of assets.


17. Entire Agreement

These Terms constitute the entire agreement between you and ETA regarding the Services and supersede all prior agreements or understandings.


18. Contact Information

ETA Services LTD
Belize City, Belize, Central America
contact@etatech.bz

By using the Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.

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